Lender Area

Who is entitled to register for the Lender Area

In order to access the Lender Area you must:

  • be a Credit Information Provider (Lender) as described in the Credit Reporting Act.
  • be in possession of a Provider Code and a Registration Number issued by the Central Bank.

List of Credit Information Providers

If you have a lender related query, you may find out information on our Lender FAQ or you may wish to make an enquiry.

If you are a registered lender and have lost or never received a Provider Code or Registration Number you can make an enquiry.

Please also read our data protection statement.

What is a Credit Information Provider

Under the Credit Reporting Act 2013 a Credit Information Provider means:

  a) a regulated financial services provider
  b) NAMA
  c) a local authority, or
  d) any person not within paragraphs (a) to (c) who provides credit, other than—

          i. the Bank or the central bank of any country or territory other than the State, or
          ii. a pawnbroker, within the meaning of the Pawnbrokers Act 1964.

The credit reporting obligations will apply to over 500 lenders for example, banks, credit unions, Local Authorities, NAMA, licensed moneylenders and asset finance houses.The obligations will also apply to those entities that have acquired loan books from Irish financial institutions in recent years.

Once registered

Lenders can access and download:

  • Up-to-date information documents and technical manuals including Guidance on the CCR, the Onboarding Manual, the Submission Manual, A2A Enquiry Manual and the Service Management Manual.
  • Additional Q&A section which supports the information documents and the technical manuals.

Further information is available on our FAQ.

Click here for more information on the Central Credit Register Timeline.