Borrower Area

Find out more about the Central Credit Register here.

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Lender Area

Find out more about the Central Credit Register in the Lender Area

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About the Central Credit Register

The Central Credit Register (CCR) is being established by the Central Bank of Ireland, under the Credit Reporting Act 2013.


Credit report


You can request your credit report or make a request to exercise any of your rights including placing an explanatory statement on your credit report, requesting an amendment to information on your credit report or placing a notice of suspected impersonation on your credit report.

Submit a Request

How it works

The Central Credit Register is a new secure system for collecting personal and credit information on loans of €500 or more.

How it works


  • 04 October 2018

    Lenders must enquire from 30 September 2018

    Lenders have been submitting information on credit cards, mortgages overdrafts and personal loans to the Central Credit Register monthly since 30 June 2017. Credit reports are available free of charge for consumers (subject to fair usage), and will contain information on these types of loans.

    From 30 September 2018, lenders considering a...

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