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The Central Credit Register (CCR) is being established by the Central Bank of Ireland, under the Credit Reporting Act 2013.
About
You can request your credit report or make a request to exercise any of your rights including placing an explanatory statement on your credit report, requesting an amendment to information on your credit report or placing a notice of suspected impersonation on your credit report.
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The Central Credit Register is a new secure system for collecting personal and credit information on loans of €500 or more.
How it worksHire Purchase, PCPs, and similar type finance now included on Central Credit Register
Since 30 June 2019, lenders are now obliged to report information on all hire purchase (including PCPs), asset finance and similar lending to the Central Credit Register. This includes lending to consumers and non-consumers.
This means that credit reports are now available containing these products.
Lenders considering a consumer...