Borrower Area

Find out more about the Central Credit Register here.

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Lender Area

Find out more about the Central Credit Register in the Lender Area

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About the Central Credit Register

The Central Credit Register (CCR) is being established by the Central Bank of Ireland, under the Credit Reporting Act 2013.


Your Credit Report and other Rights

Find out more about how payment breaks are treated on your credit report - read our FAQS or visit the Central Banks COVID-19 Information Hub.

If you wish to request your credit report, request to amend your data, submit an explanatory statement or place a notice of suspected impersonation on your credit report, you may still do so online

Our helpline is also available to assist at 1890 100 050, but cannot provide any legal or financial advice.

We cannot accept any applications by post or in person at this time.

Submit a Request

How it works

The Central Credit Register is a new secure system for collecting personal and credit information on loans of €500 or more.

How it works


  • 01 July 2019

    Hire Purchase, PCPs, and similar type finance now included on Central Credit Register

    Since 30 June 2019, lenders are now obliged to report information on all hire purchase (including PCPs), asset finance and similar lending to the Central Credit Register. This includes lending to consumers and non-consumers.

    This means that credit reports are now available containing these products.

    Lenders considering a consumer...

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