Make an Application

  • Credit Report

    You have a right to apply for your credit report at any time, free of charge subject to fair usage.

    The information contained on your credit report is provided by your lender(s) to the Central Credit Register. Lenders do not provide any underlying documents, forms, records or any other documentation relating to your loan to the Central Credit Register. You can request underlying documents directly from your lender.

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  • Amendment of information

    If you have obtained your credit report and believe there is information that is inaccurate, incomplete, or not up to date you can request an amendment to that information.

     

    We will respond to you within 20 days with an update or a decision, and there is a maximum period of 40 days within which your request must be answered.

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  • Explanatory statement

    You can place an explanatory statement on your credit report to provide further information on your loan(s). Your explanatory statement must be 200 words or less and must relate only to you and your information on your credit report.

    You are the author and publisher of this statement. Your explanatory statement will be visible when a lender, you, or a person to whom you have 
    given consent, obtains your credit report. The Central Bank takes no responsibility for the content of your statement.

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  • Notice of suspected impersonation

    You can place a notice of suspected impersonation on your credit report if you believe you are being, have been, or are about to be, impersonated by another person and will remain on your credit report for 90 days.

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If you’ve already started your application for a credit report, you can check its status. If you cannot complete your application online, you have the option to use the postal system, which may take longer to process.