Credit Reports now available

Following a satisfactory review of the data submitted by banks and credit unions, to the Central Credit Register, the initial enquiry phase has now commenced. This means that from today borrowers and lenders can request a copy of credit reports from the Central Credit Register.

Data on mortgages, personal loans, credit cards and overdrafts, which is backdated to 30 June 2017, is live on the system and is incorporated into credit reports.

From 30 September 2018 it will be compulsory for credit providers to access the Central Credit Register when considering a credit application for €2,000 or greater.

Further information www.centralcreditregister.ie or read the Explainer on our Consumer Hub