News

  • 20 March 2018

    Credit Reports now available

    Following a satisfactory review of the data submitted by banks and credit unions, to the Central Credit Register, the initial enquiry phase has now commenced. This means that from today borrowers and lenders can request a copy of credit reports from the Central Credit Register.

    Data on mortgages, personal loans, credit cards and overdrafts, which is backdated to 30 June 2017, is live on the system and is incorporated into credit reports.

    From 30 September 2018 it will be compulsory for credit providers to access the Central Credit Register when considering a credit application for €2,000 or greater.

    Further information www.centralcreditregister.ie or read the Explainer on our Consumer Hub

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  • 22 September 2016

    Central Credit Register Regulations Published

    The Central Bank of Ireland has published regulations governing the operation of the new Central Credit Register (the Register). These regulations set out the legal obligations on lenders to supply information to the Register and use the Register when considering loan applications.

    The Register is a national mandatory database of credit intelligence that will be maintained and operated by the Central Bank, in accordance with the provisions of the Credit Reporting Act 2013.

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  • 11 February 2016

    Feedback on Central Credit Register consultation published

    The Central Bank has published the Feedback Statement and all submissions received to Consultation Paper 93 ‘Central Credit Register’. The consultation was sought in advance of the development of new regulations associated with the introduction of the Central Credit Register (CCR) as provided for in the Credit Reporting Act 2013.
    Click to view the Feedback Statement on all submissions.
    The Central Bank has published the Feedback Statement and all submissions received to Consultation Paper 93 ‘Central Credit Register’

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  • 23 November 2015

    Central Bank publishes strategy for 2016-18

    The Central Bank of Ireland’s Strategic Plan for the three year period 2016 to 2018, sets out how it will deliver the new Central Credit Register, implement new European insurance requirements and work with the Single Resolutions Boards.

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