Who can get a credit report

In early 2018 borrowers will be able to request their credit report.

When available:

Lenders will be able to request a credit report when:

  • you have made an application for a new loan
  • you have applied to have your existing loan restructured
  • you have arrears on your existing loan

Borrowers will be able to request a credit report at any time and the first credit report requested each year is free.

No other person such as your spouse/partner, friend, relative, employer or landlord can obtain your credit report without your consent.