Data Processing

Credit information will be held on the Central Credit Register for a period of five years from the date a loan is paid off.

Credit performance information, such as outstanding balance and number of payments past due will be held on the Central Credit Register for a period of five years from when it was first submitted.

Personal information will be held for a period of five years from the date the last loan was paid off.

Personal and credit information will be submitted to the Central Credit Register with effect from 30 June 2017 in relation to new and existing loans. This snapshot includes information such as of number of overdue payments if any, and amount outstanding. This snapshot will be submitted on a monthly basis from the 30 June 2017.

Personal and credit information will be submitted to the Central Credit Register from 30 June 2017.  If there are any payments past due on your account at 30 June 2017, the number of payments past due will be reported to the Central Credit Register.  The actual amount of arrears will not.