Credit Report

Yes they are different.

Personal information:

If your PPSN has been reported to the Central Credit Register it will not be included on the credit report that is accessed by your Lender.

Credit Information: 

Your lender will only ever see the most recent 2 years of repayment history while your own credit report will contain a maximum of the most recent 5 years repayment history.

The name of all your different lenders will be displayed on your credit report.

While lenders will see details of your loans on the credit report that they obtain, they will not see the name of any other lenders.

No, the Central Credit Register does not score or grade credit reports. Your lender will make a decision on your loan application based on their own credit policy.