What is on the Central Credit Register

Information on borrowers such consumers, individuals, sole traders, companies and any other entities that are resident in the State at the time of making the credit application, or where the credit agreement is governed by Irish law, are included on the Central Credit Register.

This information includes personal information such as name, date of birth, address(es), PPSN, gender and contact details, and credit information such as the type of loan you have, the amount borrowed, the name of the lender and the payment performance.

In time, it will also include guarantors who provide guarantees or indemnities in respect of credit agreements.

You can see a sample credit report on our publications page.

  • Asset finance houses
  • Banks
  • Credit Unions
  • Firms that have acquired loan books from Irish financial institutions
  • Licensed moneylenders
  • Local authorities
  • NAMA
From 30 June 2017  From 31 March 2018 From 30 June 2019
Credit cards Business loans Hire purchase
Mortgages Local authority loans PCPs
Overdrafts Licensed moneylenders Asset finance
Personal loans    


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